Ibex Euromotor
Car insurance in Spain, in English
Ibex Euromotor car insurance, arranged face to face at our office in La Fuente, Orihuela Costa. Choose the cover you need, and if you have a claim, call us and we will help you through it.
- Comprehensive, third party fire & theft or third party
- Green Card included for driving in Europe
- No claims bonus, with optional protection
- Motor legal protection in Spain or across the EU
What’s covered
The main cover
- Liability to third parties for injury and damage, including a towed trailer up to 1,500 kg
- Fire and theft of your vehicle and its permanently fitted equipment
- Accidental damage to your vehicle (comprehensive cover)
- Windscreen and window damage
- Extraordinary risks such as floods and storms, through Spain’s Consorcio de Compensación de Seguros
Extras with comprehensive cover
- A new car of the same make and model if yours is stolen or badly damaged in its first 12 months
- Replacement child car seats after an accident, fire or theft
- New locks if your keys or remote are stolen
Extra benefits
- Medical expenses for you and your passengers after an accident
- Personal accident benefit for the policyholder
- Uninsured driver: if an uninsured driver hits you, you get your excess back and keep your no claims bonus
Optional
- Hire car while your car is off the road after an accident or theft
- Protected no claims bonus: up to two at-fault claims in three years without losing your bonus
A summary only. The policy wording and your schedule set out the full cover, limits, excesses and exclusions.
Driving abroad
The policy covers you in Spain, Portugal and Gibraltar. In the rest of the EU and in countries such as Andorra, Norway, Switzerland, Serbia and the United Kingdom, it gives the minimum cover the law of that country requires. A Green Card comes with your policy as extra proof of insurance.
No claims bonus
Every year without a claim builds up your no claims bonus. One claim in a year costs two years of bonus, two claims cost four. With protected no claims bonus you can make up to two at-fault claims in three years without losing it. Windscreen repairs, breakdown assistance and accident recovery don't count as claims.
Motor legal protection
Legal expenses cover comes in two levels: Essential for Spain and Prestige for any EU country. Your policy schedule shows which one you have.
For a quote
Have these ready, or simply call us and we’ll ask the right questions:
- Vehicle registration document (permiso de circulación) and technical sheet (ficha técnica)
- Driving licence of every driver
- NIE or passport
- Proof of your no claims bonus from your previous insurer
Policy documents
Read the full terms before you buy. All documents are PDFs in English.
Questions
Can I have my car insurance in English?
Yes. Your Ibex policy documents are in English, and Amparo at our office speaks English and Spanish, so we can also help you with Spanish paperwork, the police or a garage after an accident.
Does my policy renew automatically?
No. Ibex car policies don’t renew automatically. Talk to us before your renewal date so your car is never uninsured.
What happens if I have an accident?
Call us or Ibex’s claims line as soon as you can, and within seven days at the latest. Report any theft or vandalism to the police straight away and keep the crime report number. Our claims page explains the steps.
Can I keep my no claims bonus from my previous insurer?
Bring proof of your no claims history from your previous insurer when you ask for a quote, and we will ask Ibex to take it into account.
Other insurance
Talk to us in English
Amparo Meroño at our office in La Fuente speaks English and Spanish. Call, send a WhatsApp or ask for a quote online.